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How Often Do Your Credit Report and Credit Score Update?

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When a lender requests your credit score from a credit bureau, your score will reflect what's in your credit report at that point in...
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Credit Cards vs. Personal Loans: What’s the Difference?

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If you find yourself in a situation where you need a little financial help, take time to think about your options. Automatically reaching for...
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If you’re close to retirement, here are 3 ways to know you’re prepared

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Are you on retirement’s doorstep but not quite sure you should do it? Here are three questions to ask yourself, the answers to which might...
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Three pitfalls of only using a 401(k) for retirement

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Investors love 401(k) accounts for retirement savings, but they provide the best results when used in conjunction with other investment vehicles. Tax benefits, systematic saving, asset...
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Don’t file bankruptcy on student loans — do this instead

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Repaying student loan debt can put a strain on your finances, especially if you're experiencing income loss or you have other outstanding debts to repay....
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4 steps to becoming a 401(k) millionaire

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Though saving $1 million for retirement won't guarantee you financial security in your senior years, a nest egg of that size should be enough...
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3 great reasons to take Social Security benefits at 62

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Age 62 is the earliest you can begin claiming Social Security benefits, and it's also the most popular age to file. In fact, nearly...
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What should you use a personal loan for?

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Credit card offers pop up in your mailbox all the time — but while they can be an easy way to get quick cash, a personal loan may be a better...
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This Warren Buffett advice on long-term capital gains will lower your tax bill

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Warren Buffett's investment advice is highly regarded, since he has had great success growing his fortune through prudent investments. But listening to Buffett might...
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Business

You can get a $200 Visa gift card from AT&T TV: Here’s how

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Thanks to COVID-19, you've likely been spending more time at home than ever before, which means spending a lot of time in front of the tube streaming shows...
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