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How Often Do Your Credit Report and Credit Score Update?

When a lender requests your credit score from a credit bureau, your score will reflect what's in your credit report at that point in...

Credit Cards vs. Personal Loans: What’s the Difference?

If you find yourself in a situation where you need a little financial help, take time to think about your options. Automatically reaching for...

If you’re close to retirement, here are 3 ways to know you’re prepared

Are you on retirement’s doorstep but not quite sure you should do it? Here are three questions to ask yourself, the answers to which might...

Three pitfalls of only using a 401(k) for retirement

Investors love 401(k) accounts for retirement savings, but they provide the best results when used in conjunction with other investment vehicles. Tax benefits, systematic saving, asset...

Don’t file bankruptcy on student loans — do this instead

Repaying student loan debt can put a strain on your finances, especially if you're experiencing income loss or you have other outstanding debts to repay....

4 steps to becoming a 401(k) millionaire

Though saving $1 million for retirement won't guarantee you financial security in your senior years, a nest egg of that size should be enough...

3 great reasons to take Social Security benefits at 62

Age 62 is the earliest you can begin claiming Social Security benefits, and it's also the most popular age to file. In fact, nearly...

What should you use a personal loan for?

Credit card offers pop up in your mailbox all the time — but while they can be an easy way to get quick cash, a personal loan may be a better...

This Warren Buffett advice on long-term capital gains will lower your tax bill

Warren Buffett's investment advice is highly regarded, since he has had great success growing his fortune through prudent investments. But listening to Buffett might...

You can get a $200 Visa gift card from AT&T TV: Here’s how

Thanks to COVID-19, you've likely been spending more time at home than ever before, which means spending a lot of time in front of the tube streaming shows...

IRS extends deadline to register for a stimulus check, giving millions more time to get Economic Impact Payments

If you haven't received a stimulus check yet, the IRS has extended the deadline to register by five weeks. The Internal Revenue Service announced Monday...

CDC updates guidelines (again) to note risk of airborne transmission, says coronavirus can infect people more than 6 feet away

The Centers for Disease Control and Prevention has updated its website to warn that the coronavirus can spread through the air, something public health experts...

2 biggest factors in determining your ideal retirement age

What's the best age to retire? Is it 65, when you first become eligible for Medicare? How about 70, when your Social Security benefit...

Open a high-yield savings account to earn more interest on your money

If you’ve been eyeballing savings accounts, you may have noticed there’s a wide range of interest rates out there. If you're looking to grow your...

How to pay for college without going broke during coronavirus

School is back in session, but for many students, attending college in person just isn’t an option. As if navigating virtual learning isn't hard enough,...

Is a Roth IRA right for you? Here are 3 signs it’s the wrong home for your retirement savings

Outside of workplace retirement accounts, a Roth IRA is one of the most popular places to stash your retirement savings. Its benefits are many:...

If you filed a tax extension your deadline is in less coming up. Are you prepared?

Many Americans were thrown for a financial loop this year when the coronavirus pandemic hit back in March. Thankfully, the IRS recognized the need to give...

Now that Trump tested positive for COVID-19, will shoppers be more compliant with mask mandates at stores?

Mask compliance has sparked debates throughout the pandemic as Americans received mixed messages from authorities over whether they should wear face coverings in public places. The Centers...

Were you laid off recently? Here are 5 financial next steps to survive unemployment

The coronavirus pandemic has wreaked havoc on the U.S. economy, driving millions into unemployment. Getting laid off can be a blow in the best of times,...

What Is a QDRO?

If you hear the tern QDRO, you'll know that you're a full-fledged grown-up. It's an abbreviation you'll often hear from a judge in a divorce...

Why Some Credit Cards Have Annual Fees

I've heard many people say that they'd never pay an annual fee for a credit card. And I totally understand the logic behind this. But...

Are you financially stressed right now? What to know about options, from debt negotiation to bankruptcy

The COVID-19 pandemic and economy-shutting measures to contain it came on quickly, over a matter of weeks. But the financial fallout – from job losses,...

The retirement earnings test isn’t a Social Security tax, here’s how it works

For many seniors, Social Security benefits are an important source of retirement income. That's why it's not a surprise that a substantial number of...

Trump says economic recovery is V-shaped, Biden says it’s a K. Who’s right and what does it mean?

The raucous debate between President Trump and former vice president Joe Biden turned into a game of alphabet Tuesday when moderator Chris Wallace asked...

Disney to release Baby Yoda Lego set to mark ‘The Mandalorian’ Season 2

We’re not talking plush dolls anymore: Baby Yoda will soon be part of a 1,000-piece Lego set, just in time for the second season of “The...

Ulta takes 20% off top-selling beauty products during Fall Haul sale

There’s no such thing as having too many beauty products. And now you can max out your collection during Ulta’s annual Fall Haul event. The sale is...

Nordstrom to ban fur, exotic skins in its stores

Nordstrom on Tuesday became the first major US retailer to say it will stop selling products made from fur and exotic skins. The upscale department...

Affordable Shipping Options to Consider

If you can't be there in person, shipping a package gives you a tangible way to connect with loved ones. Delivery services FedEx and UPS, as well...

How to Recover After Loss in the Stock Market

More than one in four investors have experienced a financial loss in the stock market that affected their overall financial situation, according to Ameriprise...

How to Find a Lost Pension Plan

Some people lose track of their pension plan from an old job. A company might merge with or be bought by another company and...

Should You Co-Sign a Mortgage Loan?

If you have good credit and a stable income, you could help a close friend or family member get approved for a mortgage by...

Can a Grocery Credit Card Help You Save?

Grocery prices have gone up, and you can blame the coronavirus. Shoppers are shelling out more for everything from eggs to fresh vegetables and...

Trump’s tax returns: 5 key takeaways from experts

President Trump's tax returns are back in the spotlight ahead of Tuesday night's debate, where he'll face off against Democratic nominee Joe Biden for the...

Took Social Security early during the pandemic and regretting it? You could get a do-over

Social Security offers the choice to take the benefit as early as age 62 —an option that may appeal to more older Americans given...

3 things to do immediately if you have no retirement savings

If you have even $1 saved for retirement, it might surprise you to know that you're doing better than a lot of other Americans....

Were you laid off recently? Here are 5 financial next steps to survive unemployment

The coronavirus pandemic has wreaked havoc on the U.S. economy, driving millions into unemployment. Getting laid off can be a blow in the best of times,...

Protect your 401(k) from a market crash with these 3 moves

The stock market has always been subject to volatility, but this year has been a particularly wild ride. After closing out one of its...

Why the increase in your Social Security check could among the smallest ever next year

Older Americans already struggling financially amid the COVID-19 pandemic probably won’t find much solace in their Social Security checks next year. The 68 million people...

President Trump’s tax returns show he has company: How rich Americans avoid taxes

Like President Donald Trump, rich Americans often deploy sophisticated tax avoidance strategies to maximize their wealth. Not to be confused with tax evasion, which is...

Amazon confirms annual Prime Day sale will be Oct. 13-14 with select deals now available for members

It's official. Amazon Prime Day 2020 will be Oct 13-14. After delaying the annual Black Friday-like sale amid the coronavirus pandemic, Amazon confirmed the dates and details...

The drawback of investing in a 401(k)? You might be paying too much in fees

The 401(k) is an incredibly powerful investing tool, and there are plenty of advantages of contributing to this type of account. For one, 401(k)s have...

Here are 3 reasons to take a 401(k) withdrawal right now, and 2 reasons not to

You need $5,000 right now. Where do you get it? No, that's not a hypothetical question, at least not for many Americans who have...

How to get a personal loan during coronavirus

Lately, more people are looking into obtaining a personal loan to weather the storm created by the coronavirus pandemic. According to the Federal Reserve, the number of...

IRS may revise 1040 to coax taxpayers into reporting crypto transactions

The IRS may update its Form 1040 to make sure all taxpayers who engage in cryptocurrency transactions report them. A draft of the 2020 tax form includes a question...

Should You Use Installment Plans Like Afterpay?

Installment Plans, WITH names like Afterpay, Klarna and Affirm, have become popular in recent years – and will probably gain more favor as the...

A PMI Primer: What Is Private Mortgage Insurance?

A 20% Down Payment on A home was once the benchmark, but many buyers can't or choose not to come up with this amount....

What to Consider Before Getting a Reverse Mortgage in Retirement

For those who have paid off their home or only have a small mortgage, a reverse mortgage may be a way to help cover retirement...

Amazon announces Prime Day 2020 dates: How to sign up for access to deals

Jeff Bezos’ Black Friday is nearly upon us. Amazon’s annual sales event, Prime Day, is usually held in July but was pushed until autumn this...

Coach handbags are 25% off at Macy’s during surprise sale

If you can’t get enough of the end-of-summer Coach deals, then Macy’s has the perfect sale for you. Starting on September 25, you can enjoy 25%...

Supergoop takes 20% off SPF products for Friends and Family Sale

If you’ve been looking to improve your skincare, then Supergoop has the sale for you. For a limited time, the popular brand is taking 20%...

Wayfair takes up to 50% off Le Creuset cookware for Way Day sale

The Way Day deals continue as the sale goes into its second day of savings on all the best furniture, appliances and more. And for a limited time, you...

Am I Saving Too Much for Retirement?

While many individuals may not be putting away enough in their nest egg, the flipside could also be true. “It’s hard to think of...

Here’s How to Find Hidden Retirement Money

Baby Boomers have worked an average of 12 jobs, according to the U.S. Bureau of Labor Statistics. During each job change, a retirement account...

5 Mistakes College Students Make With Credit Cards

When you were dreaming about being in college, attending via Zoom was probably not what you had in mind. I know it must be frustrating,...

COVID-19 Contact-Tracing Scams: 4 Signs That Call, Email Or Text Is A Fake

A crucial tool for controlling the spread of the coronavirus is contact tracing ― tracking down people who may have been exposed to COVID-19 and encouraging them to...

‘Mulan’ might be Viewable on Disney+ without an Extra Fee if You can Wait: Report

Disney+ subscribers might be able to watch Disney’s live-action rendition of “Mulan” without having to fork over an additional $29.99 if they can resist watching the flick...

7 Ways to pay off Unplanned Expenses

Life is full of uncertainties, and while it may seem impossible to plan for unexpected expenses, your financial boat could sink if you’re not...

Lululemon Offers up to 75% off apparel, accessories and more

You won’t have any problem finding trendy sportswear while browsing Lululemon’s latest additions to its sale section. The athletic brand is taking up to 75% off...

How can You Boost Your 401(k)? Follow these Baby Boomer Aging Trends

Sure, millennials are the trendy crowd these days. But that doesn’t mean your stock portfolio can’t profit from investment trends tied to aging baby...

Having to dip into your retirement savings? Talk to your lender first.

Both my wife and I have lost our jobs due to the economic downturn. We previously had a household income of $165,000 a year....

Some Important Deadlines for Your Finances have changed in 2020. Here’s What You need to Know.

In most years, only a few key dates stand out for income-tax planning, and most of them are familiar to taxpayers. But deadlines and...

How Long should Your Personal Loan Terms be?

As the U.S. faces economic uncertainty, many consumers are considering personal loans. If you’re looking for a loan to help cover your expenses now, you...

How is Your Credit Card Limit determined?

Just before the COVID-19 outbreak, credit card balances in the U.S. topped $893 billion. Now, six months into a global pandemic, consumers are hoarding...

Fox developing ‘The X-Files’ animated comedy spin-off

“The X-Files” is getting its own animated comedy spin-off. Fox is developing “The X-Files: Albuquerque” from Rocky Russo and Jeremy Sosenko, writers of Comedy Central’s...

Spanx takes 50% off best-selling leggings for flash sale

If you loved Spanx’s Nordstrom Anniversary Sale deals, then you have to check out its latest sale. The shapewear brand is taking 50% off its best-selling faux...

U.S. News Survey: About 55% Don’t Know That a Missed Payment Hurts Your Credit Score

An August 2020 survey from U.S. News & World Report shows that Americans have a little work to do when it comes to understanding how...

When to Say No to a New Credit Card

Opening a credit card may be enticing, whether you need an easy way to pay for purchases or want cardholder perks and rewards. But...

6 Ways to Improve Lung Health

Take a big, deep breath. It's something that, until people experience severe respiratory problems, they tend to take for granted. "COVID-19 has brought respiratory health...

‘Black Panther’ star Chadwick Boseman Dies of Cancer at 43

Chadwick Boseman, who made a global impact bringing "Black Panther" to life in the Marvel Cinematic Universe along with playing Black icons Jackie Robinson and James Brown...

Why do Humans Turn to Gold in times of Crisis? It’s just Metal

Somebody stole a very pricey potty last year from the restroom of a palace in England. But the police still don’t know who did it and...

Ready to Retire? Here are 4 Signs You’re Ready to Claim Social Security

Are you thinking of claiming Social Security? If so, you should be aware that your decision to file at a specific time can affect the...

Here’s What to do if You get Locked Out of Facebook

QUESTION: I got locked out of my Facebook account and it says that I have to upload a photo ID to get back in. Is this...

What is the limit on a balance transfer card?

Credit card debt in the U.S. was nearly $890 billion for the first quarter of 2020 -- that’s a staggering number. Not to mention that the...

Here’s why you should use a credit card instead of a debit card

There's nothing like a pandemic to make modern consumers question financial habits — particularly spending habits and whether you should use a credit card instead of...

Learn how to rank high on Google Search with this $30 SEO training

It doesn’t matter how compelling your blog is or how incredible your small business’s products are if your customers cannot find you. This is where...

Nordstrom Rack discounts designer sunglasses up to 80% off

Summer is the perfect time to invest in some luxurious new frames. And Nordstrom Rack is making it easy with its latest flash sale. For a limited time,...

How to Save $1 Million

So, You want to be MILLIONAIRE? Saving $1 million is a lofty goal, but it can be attainable for folks who start early, reduce expenses...

There’s now a Free App for Car Recalls. Users can Scan their Vehicle Info to be Alerted if There’s a Recall Related to It.

The U.S. government's road safety agency is offering a smartphone app that will alert drivers if their vehicles are recalled. The National Highway Traffic Safety...

Amazon CEO Jeff Bezos is now Worth more than $200 Billion. Protesters Built Him a Guillotine.

Jeff Bezos is even richer, once again. The richest man in the world's wealth reached an estimated $202 billion, according to Bloomberg's Billionaires Index. Bezo's wealth has...

Walmart teams up with Microsoft to make Play for Video App TikTok

In a digital mashup that could reshape the retail landscape, Walmart is teaming up with Microsoft to make a play for the video app TikTok. Walmart says that...

MTV VMAs 2020: Everything You need to know about the Performers, Host and How to Watch

Thanks to the coronavirus pandemic, this year's MTV Video Music Awards will be like none since the ceremony launched in 1984. This year, rather than being held at...

The CDC tells stores not to argue with angry anti-mask customers

The Centers for Disease Control and Prevention released new guidance for businesses operating during the pandemic: Don't argue with anti-mask customers. On Monday, the health...

What Is Return on Equity: The Ultimate Guide to ROE

Return On Equity, or ROE, is a measure of how efficiently a company is using shareholders' money. Since efficient companies tend to be more...

What Is a Notarized Document – and Where Can I Get Something Notarized?

If you're drafting an estate plan, buying a home, adopting a child or completing another legal or official transaction, you might be tasked with finding a...

Virtual Credit Cards Explained

If you ever worry about typing in your credit card number when you're shopping online, there's a security option you might not know about:...

Another Check From the IRS? What to Know About Tax Refund Interest Payments

If you recieved a refund check from the IRS for filing your 2019 federal income tax returns, and you also received a stimulus check earlier...

Reebok takes 50% off select running shoes for daily deal

Reebok sneakers never disappoint. Known for their comfort and trendy design, they are a clear staple for runners everywhere. And now you stock up on your favorite...

Become a data-driven project manager with this $50 online training

If you want to become a data-inclined project manager, then becoming certified is a great first step. Not only do certifications such as Project...

Saks Fifth Avenue offers up to $250 off your order for latest sale

Saks Fifth Avenue is known for its trendy designer fashions. And now, you can shop and save up to $250 on women’s contemporary styles. The limited-time event features...

Adidas takes up to 30% off shoes, accessories for Summer Sale

Working out is essential to your fitness and health. And now you can do it in style with Adidas’ latest sale. For a limited time, you can...

Can Comments on Facebook get me Fired? Ask HR

Question: Can an employer fire an employee for what they post on their personal social media accounts, if the posts are not discriminatory, incendiary,...

Should Employers Force Workers to get COVID-19 Vaccine? Some Experts say they Should

Employers grappling with COVID-19's impact on the workplace may soon be forced to make another tough decision after months of agonizing over layoffs, furloughs and...

The Smart Way to Claim Social Security Benefits during the Pandemic

Are you ready to apply for Social Security benefits? Have you made your retirement plan, run the different scenarios, and decided that now's the time? Unfortunately,...

Taco, Cheeseburger Pizza are a Thing. And Now they’re available for Delivery at Domino’s

Forget about the pineapples on pizza debate. What about taco-flavored pizza? Domino's launched Monday two pizza specialties for delivery, the chicken taco pizza and the...

‘We shouldn’t have to beg’: Americans Struggle without Unemployment Aid as Congress Stalls on Extending Benefits

Cody Waymack and his wife are struggling to survive with their two children after the extra $600 a week in federal unemployment benefits expired...

Tropical Storms Marco and Laura: Insurance Typically Covers Some, but not All, Damage

As Tropical Storms Marco and Laura barrel toward Louisiana, you may wonder how well your homeowners or renters insurance will hold up in a...

From Paying too much in Fees to not getting a full match, Here are the 5 most Costly 401(k) Mistakes You can make

401(k)s are one of the most popular types of retirement accounts, but despite their widespread usage, people still make a lot of mistakes with...

7 Strategies to Fight Eviction

Facing an eviction is one of those life events that nobody ever wants to experience. But if it has happened to you, keep in mind...

Have Children? How to Ensure You Receive the $500 Stimulus Payment

People who didn't file 2018 or 2019 federal income tax returns needed to take an extra step this past spring to receive government stimulus...

6 Signs It’s Time to Retire

It can be difficult to figure out when you are truly ready to retire. Some people aim for a certain retirement age, perhaps 62 or...

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